Archive for Credit Report
Aug
14
Foreclosure on my credit report, but quick sale occurred?
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After divorce, ex-husband moved back into house. He never made a house payment. I moved out of town. My name is only on the mortgage. (did a quick claim deed) with his. Foreclosure is on my credit report however quick sale occurred. How do I get this off of my credit report. I otherwise have good credit.
Quick Property Sale
Aug
07
After 8 years and a repo is removed from you credit report. Can another company try to collect? What is the statute of limitations on this matter?
It never went to court. No judgement.
I don’t have the car. It was repoed 8 yrs ago.
Rent Back
Mar
19
How can I clear up a repossession on my credit report?
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I let someone take over payment on a 99 Dodge Durango from a tote the note dealership and I carried insurance on it until then and they know that because they always had proof and he was the one making the payments.Then he had a wreck and totalled the vehicle and now it is on my credit as a repossession I called the dealer and asked them if they would take an amount to get it off my credit and they want more than the vehicle is even worth.. What kind of action can I take They never even told me that they were repossesing the vehicle I called them everyday for 2 weeks trying to figure out what kind of deal we could make and they kept saying oh let me talk to the owner I’ll call you back and now it comes up as a repossession what kind of business is that. Please if you know anything I can do to clear this up let me know..
The company said that he could take over payments so how did I commit fraud He was going to get it in his name so how did I do anything wrong?
The insurance did not pay anything because I did not have insurance on it at the time of the wreck. I know I am screwed tell me something I dont know..
Sell House Quick
Feb
06
How do I remove a judgement from my credit report after a Chapter 7?
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I was discharged from a Chapter 7 in January 2006.
Before i filled, i had a car loan that I was in collections for. The car was in an accident (friend was driving) and was taken to a body shop to be repaired. Long story short, the repairs never happened and I received a notice that the car had been “reposessed”. I soon after received a summons notice in regards to the unpaid debt. I filled the chapter 7 and was told by my attorney that it would be taken care of.
The lender was listed in my schedule D as a secured claim and under section 5 as “Repossessions, foreclosures and returns (because i no longer had the car to “surrender”).
i just pulled my credit report and found 2 sections labeled “judgement” on my credit report.
My attorney is no where to be found. (phone number is disconnected and 411 doesn’t have any new numbers for him).
My question is, can this judgement be removed from my credit report or am i going to be stuck with paying the $9000+ ??
Sell House Quick
Dec
23
criteria to lease a retail space to establish a business ?
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I am thinking of leasing a retail space (approx 1000 square feet) to open a retail business. I heard that i need to have a good credit. Is this “good credit score” in credit report that the landlord will look at? or is it more than good credit score? thanks
Real Estate Proffessionals
